Count the conversions in the journey
Token funding and an overseas purchase can involve separate exchange decisions.
3 min read · 18 Oct 2026

ALFA Debit
Inside the ALFA Debit programme and the systems behind digital spending.
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Token funding and an overseas purchase can involve separate exchange decisions.
A merchant-side conversion offer should be understood before it is accepted.
An estimated authorisation and a final hotel bill need a coherent account history.
A tip adjustment needs to remain traceable from the accepted purchase to the posted total.
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